Surf City Capital
Investment thesis
Investment intelligence

The numbers behind the coastline.

El Salvador's coastal real estate is being repriced in real time. Use our calculator to model your own thesis.

Headline numbers

The case for capital, condensed.

+135%
El Zonte $/m² (2015→2024)
+64.8%
Q1'25 FDI YoY
$5B+
Investment registered 2025
0%
Capital gains on Bitcoin
Why now

A market mid-repricing.

Capital appreciation

El Zonte avg. price per m² rose from USD 34 (2015) to USD 80+ (2024) — +135% cumulative. Surf-zone hot pockets cite 15–45% annual appreciation.

Foreign-buyer access

Foreigners purchase property with passport and tax ID (NIT). 2023 transitory law gives further tax breaks to the 2M+ Salvadoran diaspora.

FDI momentum

Q1 2025 FDI: USD 322M, +64.8% YoY — the highest quarterly inflow since 2018. IMF USD 1.4B program unlocked multilateral co-financing.

Bitcoin tax shelter

0% capital gains on BTC for everyone. Foreign investors contributing 3+ BTC get a full profit exemption. DASPs pay no corporate or municipal tax.

$495,000
35%
8%
20
$220
62%
12%

ROI Calculator

Cash-on-cash return1.5%
Est. annual net rental$2,555
5-yr appreciation$377,359
5-yr total return$390,135

Estimates only. Not investment advice. Real outcomes depend on management, regulatory changes, and market conditions.

Talk to someone who lives here.

We're a small team based between San Salvador, La Libertad, and El Cuco. Tell us what you're looking for and we'll send a curated short-list within 48 hours.

Schedule a 30-minute call